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The average 30-year mortgage rate, for example, is now just under 7 percent.

Mortgage rates had already started to fall in late 2000.

And what if mortgage rates continue to go up, as they are expected to do?

But even if the base rate doesn't move, mortgage rates could.

He says, however, that mortgage rates were still lower a few years earlier.

Now, it seems that mortgage rates will never stop going down.

Our mortgage rates are so high that we won't even begin to pay down the capital for another couple of years at least.

Low mortgage rates have helped to keep the housing market strong.

So did the long decline in mortgage rates from the early 1980s.

From 1980 to 1990, the average mortgage rate was consistently above 10 percent.